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We’ve got your numbers, and your back.

Ghumman Advisory Group is your online accounting department. We provide bookkeeping, payroll, GST/HST filing and tax services for individuals and small businesses across Canada.

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GHUMMAN ADVISORY
CALGARY, AB · SERVING ALL OF CANADA
BOOKKEEPINGDONE
PAYROLLON TIME
T1 + T2 RETURNSFILED
PAPER SHUFFLING$0.00
SURPRISE FEES$0.00
CALL QUEUES$0.00
TOTALAGREED UP FRONT
CHANGE DUEYOUR EVENINGS
ghummanadvisory.ca

Good businesses shouldn’t stall because the paperwork got confusing.

We built the practice we’d want to hire: clear prices agreed up front, digital documents instead of endless email, and advisors who actually know your name.

What we do

Five services, one point of contact.

Mortgages
Buying, renewing, or refinancing?

Mortgage advice runs on its own site, under our brokerage licence. Rates, applications, and everything financing-related live there.

ghummanmortgage.ca ↗
Disclosure

Mortgage services are provided through {{ brokerageName }}, a licensed Alberta mortgage brokerage. Ghumman Advisory Group Ltd. is not a mortgage brokerage and does not provide mortgage brokerage services.

Modern by default

Cloud tools, digital documents, zero paper shuffling.

Book online, skip the phone queue, and read your own books whenever you like. We run on QuickBooks and Xero, in your account, so your numbers are always current.

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Let’s get started.

A free 15-minute intro call. No pitch, no obligation.

Book a free call
Services

Everything a growing person or business needs.

Pick a service to see what’s included. Not sure? Book a call and we’ll point you the right way.

Mortgages
Mortgages are handled on their own site.

Purchases, renewals and refinances are arranged under our brokerage licence at ghummanmortgage.ca — separate from the accounting practice.

ghummanmortgage.ca ↗
Disclosure

Mortgage services are provided through {{ brokerageName }}, a licensed Alberta mortgage brokerage. Ghumman Advisory Group Ltd. is not a mortgage brokerage and does not provide mortgage brokerage services.

What to expect when you work with us.

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What’s included
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How it starts
1 A free 15-minute callNo prep, and nothing to send first.
2 We look at what’s involvedYour situation, not a template.
3 A fixed price, in writingBefore any work starts.
Good fit if you’re…

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Book a free call
About us

Advisors who’d rather know you than process you.

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Let’s get started.

A free 15-minute intro call. No pitch, no obligation.

Book a free call
Legal

Privacy Policy

How this website handles personal information, and what we do with anything you send us through it.

Effective 12 August 2026

What this covers. This policy is about this website. If you become a client, how we handle your records is set out in the engagement letter we agree with you before any work starts — that document governs the working relationship, not this page.

Who we are

Ghumman Advisory Group Ltd., an Alberta corporation based in Calgary. You can reach us about anything in this policy at info@ghummanadvisory.ca, or by post at 113 Walden Mews SE, Calgary, AB T2X 0S8.

What we collect

Information you choose to give us. If you use the contact form, we receive your name, email address, phone number if you provide one (it is optional), the service you selected, and whatever you write in the message. If you book an intro call, we receive your name, email address, phone number and the time you picked.

Information collected automatically. When the contact form is submitted, our server also records the IP address the submission came from, the country associated with it, your browser’s user-agent string, and the date and time. We record this to help identify automated spam.

What we do not do. This website uses no analytics, no advertising cookies and no tracking pixels. There is no Google Analytics, no advertising network and no session-recording tool on this site, and it sets no cookies of its own. We do not sell, rent or trade personal information to anyone, in any circumstances.

Why we collect it

To answer your enquiry, to prepare a quote, to arrange a call, and to keep a record of what was discussed. We do not use it for anything else, and we will not add you to a marketing list because you contacted us.

Who else handles it

Running a website means using service providers. These are the ones that touch information you send us:

  • Cloudflare — hosts this website and stores contact-form submissions on our behalf.
  • Resend — delivers the notification email when the form is submitted.
  • Apple iCloud — hosts the mailbox that receives it.
  • Cal.com — handles intro-call bookings and calendar availability.

These providers operate outside Canada. Information you send through this website may be stored or processed in other countries, including the United States, and while it is there it may be accessible to the courts and law-enforcement authorities of those countries. We mention this because Canadian privacy law expects you to be told, not because we expect it to happen.

Client records

Records we hold for actual client work are handled separately from this website. We keep them on systems we control, and where we use third-party software we prefer providers that store data in Canada. If that changes, we will say so here and in your engagement letter.

How long we keep it

Contact-form submissions are kept for up to 24 months and then deleted. Email correspondence is kept as part of our business records. Records relating to client work are kept for at least six years, which is the retention period the Canada Revenue Agency expects for tax records.

Fonts on this site are served by Google Fonts, which means your browser requests them from Google and Google receives your IP address in doing so. No cookie is set and nothing you type is involved.

Keeping it secure

The site is served over HTTPS, form submissions travel encrypted, and access to the mailbox and stored submissions is limited to the two of us. No system is perfectly secure, and we would rather say that plainly than promise otherwise. Please do not send sensitive material — social insurance numbers, banking details or tax documents — through the contact form. If you need to send us documents, ask first and we will tell you how.

Your rights

Under Canadian privacy law you can ask us what personal information we hold about you, ask us to correct it if it is wrong, and withdraw your consent to our holding it. Email info@ghummanadvisory.ca and we will respond within 30 days. If you are not satisfied with our answer, you can complain to the Office of the Privacy Commissioner of Canada or to the Office of the Information and Privacy Commissioner of Alberta.

Changes to this policy

If we change how this website handles personal information, we will update this page and change the effective date at the top. We will not apply a change retroactively to information already collected without telling you.

Legal

Terms of Use

The terms on which you may use this website.

Effective 12 August 2026

These terms are about the website only. If you engage us, the work is governed by a separate engagement letter agreed in writing before anything starts. Nothing on this page is that agreement.

Using this website

By using this website you accept these terms. If you do not accept them, please do not use the site. The site is operated by Ghumman Advisory Group Ltd., an Alberta corporation.

This website is information, not advice

Everything here is general information about what we do. It is not accounting, tax, financial or legal advice, and it is not a substitute for advice about your own situation. Tax rules change, they apply differently to different people, and something that is right for one business can be wrong for another.

Reading this site, filling in the contact form or booking a call does not make you a client. No client relationship exists until we have agreed the work in writing and you have accepted an engagement letter.

What we are, and what we are not

We provide bookkeeping, payroll, personal tax preparation, and corporate tax and year-end preparation.

We are not Chartered Professional Accountants. Neither principal currently holds a CPA designation, we are not registered with CPA Alberta, and nothing on this site should be read as claiming otherwise. We do not perform audits, reviews or any other assurance engagement, and we cannot issue an audit or review report. Where your situation needs a designated professional, we will tell you and help you find one.

Pricing

This site does not publish prices. What your work costs depends on its scope and condition, so we give you a fixed price in writing before any work begins, and that quote is the price.

Mortgage services

Mortgage services are provided through The Mortgage Group, a licensed Alberta mortgage brokerage, at ghummanmortgage.ca. Ghumman Advisory Group Ltd. is not a mortgage brokerage and does not provide mortgage brokerage services. Those services are governed by that brokerage’s own terms, not by these.

Our content

The text, design, logo and images on this site belong to Ghumman Advisory Group Ltd. You are welcome to read them, print them and share links. Please do not copy them for use in your own business or reproduce them commercially without asking.

Links to other websites

This site links to services we use, such as our booking page, and to ghummanmortgage.ca. We do not control those sites and are not responsible for their content or their privacy practices.

Availability and accuracy

We try to keep this site accurate and available, but we cannot promise it will always be either. Information may become out of date — tax figures and deadlines especially. Always confirm anything you intend to act on.

Limitation of liability

To the extent the law allows, we are not liable for any loss arising from your use of this website or from relying on information on it. This does not limit any liability that cannot legally be limited, and it does not affect the terms of an engagement letter if you become a client — that agreement governs our work, and this paragraph does not reduce our responsibilities under it.

Governing law

These terms are governed by the laws of Alberta and the laws of Canada that apply there.

Changes

We may update these terms. The effective date at the top shows when they last changed.

Contact

Questions about these terms: info@ghummanadvisory.ca.

Pricing

A fixed price, agreed before we start.

Every file is different, so we quote yours rather than publishing a rate card that would be wrong for you. Tell us where things stand and you'll have one flat price in writing — before any work begins.

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Something else, or a few together?

Bundled services, a messy prior year, or an unusual situation — we'll quote it flat either way.

What every client gets
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How the quote works
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Fair questions

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Get a quote.

Tell us a little about your situation and we'll reply within one business day with a clear, flat price — no meter running. Prefer to talk it through first? Book a free 15-minute call.

Book a free call
Work with us

Say hello. We’ll take it from there.

Tell us roughly where things stand — even "I haven’t filed since 2023" is a fine place to start. No judgment; we’ve seen worse.

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Prefer to just talk?

Book a free 15-minute intro call — no prep needed, no pitch, and if we’re not the right fit we’ll say so.

Book a free call
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We reply within one business day. We use these details only to respond to you, and keep them for 24 months — see our .

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Got it — talk soon.

We’ll reply within one business day.
Watch for an email from info@ghummanadvisory.ca.

Ghumman Advisory Group

Your online tax, bookkeeping and payroll department — serving individuals and small businesses across Canada.

Services
Company
Get in touch
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© {{ year }} Ghumman Advisory Group Ltd. · Alberta, Canada  ·   ·